Privacy Policy

Information We Collect

We may collect the following types of personal information:

• Contact Information: Name, email address, phone number, and mailing address.
• Financial Information: Information you provide about your income, employment, assets, debts, and credit history when you apply for or inquire about a loan.
• Property Information: Details about the property you are purchasing or refinancing.
• Usage Data: Information about how you interact with our website, including IP address, browser type, pages visited, and referring URLs.

How We Use Your Information

We use your personal information to:

• Process loan applications and pre-qualification requests.
• Respond to your inquiries and provide customer support.
• Determine your eligibility for loan products and services.
• Communicate with you about your application, account, or our services.
• Comply with legal and regulatory requirements.
• Improve our website, products, and services.

Information Sharing and Disclosure

We do not sell your personal information. We may share your information with:

• Lenders and Investors: To underwrite, approve, or fund your loan.
• Service Providers: Third parties that assist us in operating our business (e.g., credit reporting agencies, title companies, appraisers).
• Regulatory Authorities: As required by law, court order, or government regulation.
• Affiliates: To offer you additional financial products and services, subject to your right to opt out.

In accordance with the Gramm-Leach-Bliley Act (GLBA), we provide you with an annual privacy notice if you obtain a loan from us.

Data Security

We implement reasonable physical, electronic, and procedural safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no system is completely secure, and we cannot guarantee the absolute security of your data.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can configure your browser to refuse cookies, though some features of the site may not function properly without them.

Your Rights

Depending on your state of residence, you may have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate personal information.
• Request deletion of your personal information.
• Opt out of the sale or sharing of your personal information.
• Limit the use of your sensitive personal information.

To exercise any of these rights, please contact us using the information below.

Children's Privacy

Our website and services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal information, please contact us so we can remove it.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

• Phone: (714) 289-1609
• Email: info@mortgagetechloans.com
• NMLS #248047