Home Financing

How Much Do You Need to Buy?

May 13, 2026
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A lot of people believe:

"I need 20% down to buy a home."

That's one of the biggest myths in real estate.

The Truth

There are many loan options that allow:

  • Low down payment options
  • In some cases, very little down
  • Gift funds from family

What About Closing Costs?

In addition to your down payment, there are closing costs, which may include:

  • Lender fees
  • Title & escrow
  • Taxes & insurance

The good news?

There are ways to reduce or structure these costs.

Let's Build Your Plan

Every situation is different.

I can help you map out:

  • Your total cash needed
  • Ways to minimize upfront costs
  • The best strategy for your goals

Start with a Simple Conversation

If you've been waiting because you think you need more saved… it's worth a quick review.

Sincerely,

Marty Prince
Mortgage Technology
Office: 714-289-1609
Email: mprince@socal.rr.com
DRE #00887075
NMLS #246997

MT
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