Home Financing
How Much Do You Need to Buy?
May 13, 2026
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A lot of people believe:
"I need 20% down to buy a home."
That's one of the biggest myths in real estate.
The Truth
There are many loan options that allow:
- Low down payment options
- In some cases, very little down
- Gift funds from family
What About Closing Costs?
In addition to your down payment, there are closing costs, which may include:
- Lender fees
- Title & escrow
- Taxes & insurance
The good news?
There are ways to reduce or structure these costs.
Let's Build Your Plan
Every situation is different.
I can help you map out:
- Your total cash needed
- Ways to minimize upfront costs
- The best strategy for your goals
Start with a Simple Conversation
If you've been waiting because you think you need more saved… it's worth a quick review.
Sincerely,
Marty Prince
Mortgage Technology
Office: 714-289-1609
Email: mprince@socal.rr.com
DRE #00887075
NMLS #246997