Credit Help

What Credit Score Do You Need?

May 6, 2026
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This is one of the biggest misconceptions I hear:

"My credit isn't good enough to buy a home."

In many cases… that's simply not true.

Here's the Reality

Different loan programs have different guidelines:

  • Some programs allow scores in the low 600s
  • Better scores can mean better rates and lower costs
  • There are often ways to improve your score quickly

Small Changes = Big Impact

Sometimes a few simple adjustments can make a major difference:

  • ✔️ Paying down a credit card
  • ✔️ Adjusting balances
  • ✔️ Fixing reporting errors

Don't Guess—Know

Before you assume you don't qualify, let's take a look.

I offer:

  • A free credit review
  • Simple steps to improve your score
  • A plan to get you approved sooner

Let's Get You Ready

Even if you're not buying right away, getting prepared now puts you in a strong position when the time is right.

Sincerely,

Marty Prince
Mortgage Technology
Office: 714-289-1609
Email: mprince@socal.rr.com
DRE #00887075
NMLS #246997

MT
Mortgage Technology

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Mortgage Technology | CA Bureau of Real Estate — Real Estate Broker #00887075 | FL Mortgage Broker License #MBR2631 | NMLS #248047 | Agent NMLS #246997 | Agent NMLS #2167850 | Equal Housing Lender. This is not a commitment to lend. Not all borrowers will qualify. Contact Mortgage Technology for more information. Equal Housing Opportunity.

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