Credit Help
What Credit Score Do You Need?
May 6, 2026
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This is one of the biggest misconceptions I hear:
"My credit isn't good enough to buy a home."
In many cases… that's simply not true.
Here's the Reality
Different loan programs have different guidelines:
- Some programs allow scores in the low 600s
- Better scores can mean better rates and lower costs
- There are often ways to improve your score quickly
Small Changes = Big Impact
Sometimes a few simple adjustments can make a major difference:
- ✔️ Paying down a credit card
- ✔️ Adjusting balances
- ✔️ Fixing reporting errors
Don't Guess—Know
Before you assume you don't qualify, let's take a look.
I offer:
- A free credit review
- Simple steps to improve your score
- A plan to get you approved sooner
Let's Get You Ready
Even if you're not buying right away, getting prepared now puts you in a strong position when the time is right.
Sincerely,
Marty Prince
Mortgage Technology
Office: 714-289-1609
Email: mprince@socal.rr.com
DRE #00887075
NMLS #246997