Home Financing

How Much Home Can You Afford?

April 29, 2026
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If you're thinking about buying a home—or even just curious—this is usually the very first question:

"How much house can I afford?"

The answer isn't just about price… it's about monthly comfort.

What Determines Your Buying Power?

Several key factors come into play:

  • Your income
  • Your monthly debts
  • Your credit score
  • Current interest rates
  • Your down payment

It's Not Just About Approval

Just because a lender can approve you for a certain amount doesn't always mean you should go that high.

The real goal is:

  • A payment you feel comfortable with every month
  • Enough flexibility to still enjoy life

Want a Real Number?

I can quickly help you determine:

  • Your maximum purchase price
  • Your estimated monthly payment
  • Different options to lower your payment

No pressure—just clear numbers so you can plan confidently.

Let's Talk

If you're even thinking about buying this year, let's run the numbers together.

A quick conversation now can save you time, money, and stress later.

Sincerely,

Marty Prince
Mortgage Technology
Office: 714-289-1609
Email: mprince@socal.rr.com
DRE #00887075
NMLS #246997

MT
Mortgage Technology

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Mortgage Technology | CA Bureau of Real Estate — Real Estate Broker #00887075 | FL Mortgage Broker License #MBR2631 | NMLS #248047 | Agent NMLS #246997 | Agent NMLS #2167850 | Equal Housing Lender. This is not a commitment to lend. Not all borrowers will qualify. Contact Mortgage Technology for more information. Equal Housing Opportunity.

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